The United States health care industry of today is challenged with several emerging risk issues. Among them: the use of electronic medical records, management of people, payer and provider relationships, and health care reform. In addition, the industry continues to face traditional exposures to risk such as patient safety and quality of care, unpredictable reimbursement, workers’ compensation costs, malpractice claims, property risks, technology-related risk, and other liabilities. Health care organizations of all types are seeking to manage risk with innovative solutions.
Ellsworth’s newly formed Health Care Division responds with solutions delivered to:
- Individual Hospitals and Hospital Systems
- Senior Care Facilities
- Skilled Nursing Facilities
- Renal Dialysis Clinics
- Urgent Care Centers
- Medical Transportation Companies (ground and air)
- Medical Equipment Manufacturers and Suppliers
We provide solutions to the following areas of risk:
- Medical Malpractice
- Automobile Fleet
- Executive Risks
- Surety Bonds
- Crime
- Employee Benefits
- Property
- Workers’ Compensation
- Workplace Violence
- Brand Perception
- Environmental
- Cyber Crime
We work with health care organizations to identify risk. Our team will structure an insurance response that includes insurance solutions and/or alternative risk strategies. Our objective is to identify and respond to exposures and manage, with the organization, the total cost of risk.
Significant challenges face senior care organizations. The nation’s population continues to grey. As a result, the senior care industry must deal with a shortage of quality caregivers. In addition, they are facing increasing demands on aging facilities and ongoing services. Issues facing senior care organizations include: property hazards and the safety of employees, patients, and residents. Ellsworth assists clients with these challenges by providing multiple solutions, including:
- Workforce safety consulting and solutions – through an alliance with CareRise
- Alternative risk financing arrangements
- Cyber risk assessments
- Directors and officers liability coverage
